Debit card or Credit card?

[Heatman]

When it comes to making use of bank cards, it's either between having a credit or a debit card. Personally, I have never been so much interested in using credit card which is why I'm very comfortable with my debit card.

What's your preference between getting a debit or credit card?

 

[Allan]

Debut card all the way for me as well.

 

[Cedric]

Debit card.

 

[Ticaga]

I like both however I recommend Debit as it's safer but credit is good for borrowing or protection like holidays.

 

[Cpvr]

I prefer to use a debit card. I use my credit card only on rare occasions.

 

[courtjester]

I’ve always been team credit card, mostly for the consumer protection and the rewards. As long as you’re disciplined enough to pay the full balance every month, you’re essentially getting a small discount on everything you buy through cashback or points. Plus, it’s a lifesaver for building a solid credit score.

Debit is great for staying strictly within your means, but I prefer having that extra layer of security between my main bank account and the outside world!

 

[vtacloud]

Both, for different jobs. Debit for day-to-day — no debt risk, but disputes lock your own money while they're resolved. Credit for anything online or big: stronger fraud protection, and it's the bank's money in play during a dispute. Treat the credit card like a debit card though — pay the full balance monthly and it's strictly better protection at zero cost.